Call reports 2020
STOCK GROWERS BANK — 2020
What STOCK GROWERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 66,809,000 | 67,585,000 |
| Total loans | 33,942,000 | 35,788,000 |
| Allowance for loan losses | 332,000 | 324,000 |
| Securities available for sale | 21,127,000 | 24,802,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 60,526,000 | 60,191,000 |
| Interest-bearing deposits | 46,857,000 | 47,649,000 |
| Noninterest-bearing deposits | 13,669,000 | 12,542,000 |
| Equity capital | 6,207,000 | 7,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 631,000 | 1,318,000 |
| Interest expense | 111,000 | 215,000 |
| Net interest income | 520,000 | 1,103,000 |
| Noninterest income | 17,000 | 25,000 |
| Noninterest expense | 259,000 | 542,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 290,000 | 598,000 |
| Income tax | 0 | 0 |
| Net income | 290,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 6,092,000 | 6,400,000 |