Call reports 2019
STOCK GROWERS BANK — 2019
What STOCK GROWERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 65,311,000 | 63,398,000 | 65,047,000 | 71,112,000 |
| Total loans | 32,197,000 | 34,540,000 | 33,717,000 | 32,925,000 |
| Allowance for loan losses | 332,000 | 332,000 | 332,000 | 332,000 |
| Securities available for sale | 26,152,000 | 25,472,000 | 24,532,000 | 22,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,015,000 | 53,057,000 | 54,638,000 | 63,242,000 |
| Interest-bearing deposits | 44,629,000 | 44,138,000 | 43,675,000 | 49,016,000 |
| Noninterest-bearing deposits | 11,386,000 | 8,919,000 | 10,963,000 | 14,226,000 |
| Equity capital | 9,234,000 | 9,810,000 | 10,315,000 | 7,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,315,000 | 1,989,000 | 2,643,000 |
| Interest expense | 90,000 | 191,000 | 299,000 | 413,000 |
| Net interest income | 558,000 | 1,124,000 | 1,690,000 | 2,230,000 |
| Noninterest income | 28,000 | 56,000 | 113,000 | 91,000 |
| Noninterest expense | 271,000 | 551,000 | 817,000 | 1,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 629,000 | 986,000 | 1,091,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 629,000 | 986,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,026,000 | 9,340,000 | 9,697,000 | 7,202,000 |
| Total capital | 9,358,000 | 9,672,000 | 10,029,000 | 7,534,000 |
| Risk-weighted assets | 44,193,000 | 43,281,000 | 44,865,000 | 50,507,000 |