Call reports 2018
STOCK GROWERS BANK — 2018
What STOCK GROWERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,508,000 | 61,832,000 | 60,562,000 | 70,045,000 |
| Total loans | 29,818,000 | 32,900,000 | 31,885,000 | 32,412,000 |
| Allowance for loan losses | 332,000 | 332,000 | 332,000 | 332,000 |
| Securities available for sale | 24,550,000 | 25,320,000 | 25,166,000 | 26,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,153,000 | 53,164,000 | 51,727,000 | 60,695,000 |
| Interest-bearing deposits | 46,192,000 | 45,100,000 | 42,883,000 | 48,480,000 |
| Noninterest-bearing deposits | 9,961,000 | 8,064,000 | 8,844,000 | 12,215,000 |
| Equity capital | 8,305,000 | 8,621,000 | 8,766,000 | 9,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,198,000 | 1,818,000 | 2,464,000 |
| Interest expense | 68,000 | 137,000 | 207,000 | 287,000 |
| Net interest income | 520,000 | 1,061,000 | 1,611,000 | 2,177,000 |
| Noninterest income | 49,000 | 88,000 | 130,000 | 160,000 |
| Noninterest expense | 269,000 | 509,000 | 793,000 | 1,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 640,000 | 948,000 | 1,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 640,000 | 948,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,560,000 | 8,900,000 | 9,209,000 | 9,411,000 |
| Total capital | 8,892,000 | 9,232,000 | 9,541,000 | 9,743,000 |
| Risk-weighted assets | 45,413,000 | 41,282,000 | 41,381,000 | 47,217,000 |