Call reports 2017
STOCK GROWERS BANK — 2017
What STOCK GROWERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 63,402,000 | 61,667,000 | 60,727,000 | 71,789,000 |
| Total loans | 29,368,000 | 29,838,000 | 29,418,000 | 33,587,000 |
| Allowance for loan losses | 332,000 | 332,000 | 332,000 | 332,000 |
| Securities available for sale | 25,868,000 | 25,201,000 | 25,733,000 | 25,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,267,000 | 52,957,000 | 51,785,000 | 62,894,000 |
| Interest-bearing deposits | 45,254,000 | 44,011,000 | 43,355,000 | 52,092,000 |
| Noninterest-bearing deposits | 10,013,000 | 8,946,000 | 8,430,000 | 10,802,000 |
| Equity capital | 8,091,000 | 8,660,000 | 8,892,000 | 8,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,129,000 | 1,710,000 | 2,311,000 |
| Interest expense | 69,000 | 134,000 | 205,000 | 276,000 |
| Net interest income | 488,000 | 995,000 | 1,505,000 | 2,035,000 |
| Noninterest income | 15,000 | 32,000 | 92,000 | 159,000 |
| Noninterest expense | 273,000 | 564,000 | 833,000 | 1,253,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 463,000 | 765,000 | 941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 463,000 | 765,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,051,000 | 8,284,000 | 8,586,000 | 8,762,000 |
| Total capital | 8,383,000 | 8,616,000 | 8,918,000 | 9,094,000 |
| Risk-weighted assets | 44,981,000 | 41,786,000 | 40,509,000 | 50,558,000 |