Call reports 2016
STOCK GROWERS BANK — 2016
What STOCK GROWERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,877,000 | 62,818,000 | 62,892,000 | 67,501,000 |
| Total loans | 33,168,000 | 32,165,000 | 32,735,000 | 29,217,000 |
| Allowance for loan losses | 333,000 | 333,000 | 334,000 | 332,000 |
| Securities available for sale | 20,906,000 | 22,101,000 | 23,912,000 | 24,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,578,000 | 54,137,000 | 54,006,000 | 59,232,000 |
| Interest-bearing deposits | 46,443,000 | 45,612,000 | 44,220,000 | 47,560,000 |
| Noninterest-bearing deposits | 11,135,000 | 8,525,000 | 9,786,000 | 11,672,000 |
| Equity capital | 8,253,000 | 8,625,000 | 8,819,000 | 8,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,164,000 | 1,752,000 | 2,323,000 |
| Interest expense | 61,000 | 125,000 | 190,000 | 257,000 |
| Net interest income | 523,000 | 1,039,000 | 1,562,000 | 2,066,000 |
| Noninterest income | 30,000 | 58,000 | 126,000 | 144,000 |
| Noninterest expense | 260,000 | 544,000 | 847,000 | 1,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 293,000 | 553,000 | 841,000 | 980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 293,000 | 553,000 | 841,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,663,000 | 7,924,000 | 8,212,000 | 8,350,000 |
| Total capital | 7,996,000 | 8,257,000 | 8,546,000 | 8,682,000 |
| Risk-weighted assets | 49,371,000 | 46,394,000 | 45,523,000 | 49,650,000 |