Call reports 2015
STOCK GROWERS BANK — 2015
What STOCK GROWERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,805,000 | 61,525,000 | 62,045,000 | 69,913,000 |
| Total loans | 35,375,000 | 35,818,000 | 35,719,000 | 35,671,000 |
| Allowance for loan losses | 333,000 | 333,000 | 333,000 | 333,000 |
| Securities available for sale | 20,602,000 | 20,282,000 | 20,665,000 | 20,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,811,000 | 53,507,000 | 53,551,000 | 61,267,000 |
| Interest-bearing deposits | 46,136,000 | 45,094,000 | 44,169,000 | 50,642,000 |
| Noninterest-bearing deposits | 12,675,000 | 8,413,000 | 9,382,000 | 10,625,000 |
| Equity capital | 7,952,000 | 7,967,000 | 8,433,000 | 8,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,187,000 | 1,801,000 | 2,399,000 |
| Interest expense | 57,000 | 112,000 | 166,000 | 225,000 |
| Net interest income | 534,000 | 1,075,000 | 1,635,000 | 2,174,000 |
| Noninterest income | 51,000 | 72,000 | 151,000 | 210,000 |
| Noninterest expense | 277,000 | 554,000 | 862,000 | 1,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 310,000 | 595,000 | 926,000 | 1,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 595,000 | 926,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,278,000 | 7,564,000 | 7,894,000 | 8,046,000 |
| Total capital | 7,611,000 | 7,897,000 | 8,227,000 | 8,379,000 |
| Risk-weighted assets | 45,287,000 | 43,318,000 | 45,913,000 | 53,677,000 |