Call reports 2024
COMMERCIAL BANK & TRUST OF PA — 2024
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 384,652,000 | 385,062,000 | 390,026,000 | 374,837,000 |
| Total loans | 191,151,000 | 190,046,000 | 185,519,000 | 181,452,000 |
| Allowance for loan losses | 1,120,000 | 1,120,000 | 1,085,000 | 865,000 |
| Securities available for sale | 157,498,000 | 157,869,000 | 163,738,000 | 156,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,325,000 | 309,173,000 | 310,519,000 | 301,561,000 |
| Interest-bearing deposits | 169,738,000 | 156,297,000 | 153,312,000 | 155,814,000 |
| Noninterest-bearing deposits | 157,587,000 | 152,876,000 | 157,207,000 | 145,747,000 |
| Equity capital | 33,954,000 | 33,929,000 | 38,243,000 | 32,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,654,000 | 7,316,000 | 10,968,000 | 14,627,000 |
| Interest expense | 429,000 | 944,000 | 1,520,000 | 2,044,000 |
| Net interest income | 3,225,000 | 6,372,000 | 9,448,000 | 12,583,000 |
| Noninterest income | 687,000 | 1,357,000 | 2,038,000 | 2,738,000 |
| Noninterest expense | 3,420,000 | 6,920,000 | 10,371,000 | 13,825,000 |
| Provision for loan losses | -39,000 | -39,000 | -74,000 | -293,000 |
| Pretax income | 534,000 | 851,000 | 1,192,000 | 1,792,000 |
| Income tax | 3,000 | -36,000 | -46,000 | -49,000 |
| Net income | 531,000 | 887,000 | 1,238,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,362,000 | 56,974,000 | 56,582,000 | 56,870,000 |
| Total capital | 58,482,000 | 58,094,000 | 57,666,000 | 57,735,000 |
| Risk-weighted assets | 235,854,000 | 236,103,000 | 230,466,000 | 228,364,000 |