Call reports 2023
COMMERCIAL BANK & TRUST OF PA — 2023
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 408,438,000 | 402,114,000 | 390,749,000 | 390,344,000 |
| Total loans | 198,466,000 | 196,031,000 | 193,852,000 | 192,812,000 |
| Allowance for loan losses | 1,535,000 | 1,412,000 | 1,162,000 | 1,162,000 |
| Securities available for sale | 174,661,000 | 169,024,000 | 157,764,000 | 161,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,958,000 | 341,301,000 | 337,912,000 | 327,275,000 |
| Interest-bearing deposits | 187,481,000 | 178,587,000 | 175,457,000 | 170,471,000 |
| Noninterest-bearing deposits | 163,477,000 | 162,714,000 | 162,455,000 | 156,804,000 |
| Equity capital | 35,863,000 | 34,324,000 | 27,106,000 | 35,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,777,000 | 7,541,000 | 11,271,000 | 15,000,000 |
| Interest expense | 252,000 | 568,000 | 968,000 | 1,460,000 |
| Net interest income | 3,525,000 | 6,973,000 | 10,303,000 | 13,540,000 |
| Noninterest income | 668,000 | 1,315,000 | 1,968,000 | 2,622,000 |
| Noninterest expense | 3,285,000 | 6,599,000 | 9,846,000 | 13,285,000 |
| Provision for loan losses | 0 | -121,000 | -372,000 | -372,000 |
| Pretax income | 908,000 | 1,810,000 | 2,797,000 | 3,243,000 |
| Income tax | 61,000 | 117,000 | 200,000 | 175,000 |
| Net income | 847,000 | 1,693,000 | 2,597,000 | 3,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,499,000 | 57,659,000 | 57,848,000 | 57,575,000 |
| Total capital | 59,034,000 | 59,071,000 | 59,010,000 | 58,737,000 |
| Risk-weighted assets | 248,699,000 | 242,539,000 | 241,281,000 | 236,430,000 |