Call reports 2022
COMMERCIAL BANK & TRUST OF PA — 2022
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 445,867,000 | 426,717,000 | 412,108,000 | 408,101,000 |
| Total loans | 214,423,000 | 208,362,000 | 201,714,000 | 201,424,000 |
| Allowance for loan losses | 2,115,000 | 2,115,000 | 1,539,000 | 1,535,000 |
| Securities available for sale | 195,746,000 | 177,879,000 | 167,952,000 | 170,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,754,000 | 374,854,000 | 369,586,000 | 367,465,000 |
| Interest-bearing deposits | 222,033,000 | 208,922,000 | 198,288,000 | 201,914,000 |
| Noninterest-bearing deposits | 167,721,000 | 165,932,000 | 171,298,000 | 165,551,000 |
| Equity capital | 50,385,000 | 37,469,000 | 29,755,000 | 32,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,811,000 | 7,621,000 | 11,407,000 | 15,158,000 |
| Interest expense | 56,000 | 122,000 | 241,000 | 393,000 |
| Net interest income | 3,755,000 | 7,499,000 | 11,166,000 | 14,765,000 |
| Noninterest income | 724,000 | 1,252,000 | 927,000 | 1,954,000 |
| Noninterest expense | 3,453,000 | 6,688,000 | 9,907,000 | 13,155,000 |
| Provision for loan losses | 14,000 | 14,000 | -561,000 | -561,000 |
| Pretax income | 1,010,000 | 2,039,000 | 2,736,000 | 4,114,000 |
| Income tax | 75,000 | 153,000 | 163,000 | 249,000 |
| Net income | 935,000 | 1,886,000 | 2,573,000 | 3,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,898,000 | 56,787,000 | 56,605,000 | 57,408,000 |
| Total capital | 57,013,000 | 58,902,000 | 58,144,000 | 58,943,000 |
| Risk-weighted assets | 265,796,000 | 261,209,000 | 256,697,000 | 252,549,000 |