Call reports 2021
COMMERCIAL BANK & TRUST OF PA — 2021
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 433,681,000 | 449,245,000 | 449,522,000 | 471,698,000 |
| Total loans | 243,842,000 | 234,532,000 | 223,015,000 | 216,639,000 |
| Allowance for loan losses | 1,991,000 | 1,991,000 | 1,991,000 | 2,093,000 |
| Securities available for sale | 128,615,000 | 128,633,000 | 126,946,000 | 194,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,202,000 | 380,181,000 | 380,023,000 | 402,812,000 |
| Interest-bearing deposits | 202,737,000 | 215,455,000 | 211,562,000 | 235,294,000 |
| Noninterest-bearing deposits | 160,465,000 | 164,726,000 | 168,461,000 | 167,518,000 |
| Equity capital | 66,722,000 | 65,004,000 | 65,469,000 | 64,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,735,000 | 7,380,000 | 10,971,000 | 14,506,000 |
| Interest expense | 57,000 | 115,000 | 173,000 | 228,000 |
| Net interest income | 3,678,000 | 7,265,000 | 10,798,000 | 14,278,000 |
| Noninterest income | 701,000 | 1,412,000 | 2,123,000 | 3,347,000 |
| Noninterest expense | 3,148,000 | 6,285,000 | 9,426,000 | 13,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 550,000 |
| Pretax income | 1,232,000 | 2,438,000 | 3,530,000 | 5,457,000 |
| Income tax | 180,000 | 365,000 | 527,000 | 728,000 |
| Net income | 1,052,000 | 2,073,000 | 3,003,000 | 4,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,007,000 | 55,423,000 | 55,610,000 | 56,593,000 |
| Total capital | 59,998,000 | 57,414,000 | 57,601,000 | 58,686,000 |
| Risk-weighted assets | 244,506,000 | 240,773,000 | 234,214,000 | 259,375,000 |