Call reports 2020
COMMERCIAL BANK & TRUST OF PA — 2020
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 416,263,000 | 431,112,000 | 424,143,000 | 425,169,000 |
| Total loans | 239,194,000 | 254,932,000 | 254,034,000 | 241,081,000 |
| Allowance for loan losses | 1,663,000 | 2,069,000 | 3,769,000 | 1,991,000 |
| Securities available for sale | 145,670,000 | 143,102,000 | 140,865,000 | 133,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,528,000 | 344,988,000 | 347,574,000 | 351,400,000 |
| Interest-bearing deposits | 192,618,000 | 196,672,000 | 191,231,000 | 203,001,000 |
| Noninterest-bearing deposits | 133,910,000 | 148,316,000 | 156,343,000 | 148,399,000 |
| Equity capital | 61,066,000 | 66,266,000 | 67,420,000 | 69,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,059,000 | 8,199,000 | 12,218,000 | 16,048,000 |
| Interest expense | 279,000 | 412,000 | 485,000 | 550,000 |
| Net interest income | 3,780,000 | 7,787,000 | 11,733,000 | 15,498,000 |
| Noninterest income | 1,415,000 | 2,039,000 | 2,693,000 | 3,384,000 |
| Noninterest expense | 3,224,000 | 6,241,000 | 9,318,000 | 12,466,000 |
| Provision for loan losses | 0 | 400,000 | 2,100,000 | 400,000 |
| Pretax income | 1,972,000 | 3,690,000 | 3,511,000 | 6,574,000 |
| Income tax | 157,000 | 420,000 | 293,000 | 857,000 |
| Net income | 1,815,000 | 3,270,000 | 3,218,000 | 5,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,030,000 | 56,740,000 | 55,944,000 | 57,700,000 |
| Total capital | 57,693,000 | 58,809,000 | 59,342,000 | 59,691,000 |
| Risk-weighted assets | 264,834,000 | 273,508,000 | 271,446,000 | 255,842,000 |