Call reports 2019
COMMERCIAL BANK & TRUST OF PA — 2019
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 421,442,000 | 426,222,000 | 431,507,000 | 419,315,000 |
| Total loans | 228,167,000 | 230,469,000 | 237,716,000 | 238,408,000 |
| Allowance for loan losses | 1,340,000 | 1,374,000 | 1,374,000 | 1,374,000 |
| Securities available for sale | 160,841,000 | 162,326,000 | 158,796,000 | 150,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,916,000 | 317,047,000 | 326,185,000 | 332,348,000 |
| Interest-bearing deposits | 193,717,000 | 188,642,000 | 192,094,000 | 198,986,000 |
| Noninterest-bearing deposits | 128,199,000 | 128,405,000 | 134,091,000 | 133,362,000 |
| Equity capital | 62,081,000 | 64,858,000 | 65,208,000 | 62,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,235,000 | 8,431,000 | 12,631,000 | 16,816,000 |
| Interest expense | 439,000 | 886,000 | 1,259,000 | 1,586,000 |
| Net interest income | 3,796,000 | 7,545,000 | 11,372,000 | 15,230,000 |
| Noninterest income | 703,000 | 1,379,000 | 2,148,000 | 2,830,000 |
| Noninterest expense | 3,251,000 | 6,502,000 | 9,626,000 | 12,858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,245,000 | 2,415,000 | 3,887,000 | 5,270,000 |
| Income tax | 76,000 | 204,000 | 382,000 | 557,000 |
| Net income | 1,169,000 | 2,211,000 | 3,505,000 | 4,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,937,000 | 58,235,000 | 55,924,000 | 54,958,000 |
| Total capital | 59,277,000 | 59,609,000 | 57,298,000 | 56,332,000 |
| Risk-weighted assets | 261,409,000 | 264,101,000 | 267,702,000 | 264,248,000 |