Call reports 2018
COMMERCIAL BANK & TRUST OF PA — 2018
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 390,237,000 | 410,056,000 | 421,820,000 | 419,362,000 |
| Total loans | 206,969,000 | 212,768,000 | 226,132,000 | 227,747,000 |
| Allowance for loan losses | 1,289,000 | 1,289,000 | 1,348,000 | 1,349,000 |
| Securities available for sale | 153,582,000 | 165,791,000 | 160,194,000 | 159,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,593,000 | 316,238,000 | 326,156,000 | 325,919,000 |
| Interest-bearing deposits | 194,828,000 | 196,677,000 | 195,706,000 | 197,334,000 |
| Noninterest-bearing deposits | 120,765,000 | 119,561,000 | 130,450,000 | 128,585,000 |
| Equity capital | 58,271,000 | 58,369,000 | 57,219,000 | 59,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,749,000 | 7,624,000 | 11,741,000 | 15,888,000 |
| Interest expense | 159,000 | 398,000 | 757,000 | 1,191,000 |
| Net interest income | 3,590,000 | 7,226,000 | 10,984,000 | 14,697,000 |
| Noninterest income | 739,000 | 1,415,000 | 2,090,000 | 2,759,000 |
| Noninterest expense | 3,178,000 | 6,333,000 | 9,487,000 | 12,730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,151,000 | 2,308,000 | 3,576,000 | 4,715,000 |
| Income tax | 119,000 | 237,000 | 361,000 | 358,000 |
| Net income | 1,032,000 | 2,071,000 | 3,215,000 | 4,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,082,000 | 56,378,000 | 56,410,000 | 57,158,000 |
| Total capital | 57,371,000 | 57,667,000 | 57,758,000 | 58,507,000 |
| Risk-weighted assets | 250,009,000 | 259,332,000 | 267,032,000 | 262,285,000 |