Call reports 2017
COMMERCIAL BANK & TRUST OF PA — 2017
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 404,745,000 | 425,009,000 | 428,590,000 | 385,026,000 |
| Total loans | 212,406,000 | 212,919,000 | 215,218,000 | 209,661,000 |
| Allowance for loan losses | 1,288,000 | 1,288,000 | 1,289,000 | 1,250,000 |
| Securities available for sale | 162,101,000 | 181,127,000 | 180,326,000 | 145,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,504,000 | 314,103,000 | 317,304,000 | 318,247,000 |
| Interest-bearing deposits | 191,040,000 | 194,719,000 | 193,159,000 | 196,386,000 |
| Noninterest-bearing deposits | 116,464,000 | 119,384,000 | 124,145,000 | 121,861,000 |
| Equity capital | 55,973,000 | 58,699,000 | 59,004,000 | 59,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,593,000 | 7,568,000 | 11,620,000 | 15,438,000 |
| Interest expense | 113,000 | 323,000 | 568,000 | 738,000 |
| Net interest income | 3,480,000 | 7,245,000 | 11,052,000 | 14,700,000 |
| Noninterest income | 726,000 | 1,418,000 | 2,126,000 | 2,808,000 |
| Noninterest expense | 3,027,000 | 6,142,000 | 9,262,000 | 12,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 800,000 |
| Pretax income | 1,179,000 | 2,521,000 | 3,916,000 | 4,997,000 |
| Income tax | 176,000 | 383,000 | 597,000 | -1,859,000 |
| Net income | 1,003,000 | 2,138,000 | 3,319,000 | 6,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,853,000 | 54,245,000 | 54,681,000 | 55,240,000 |
| Total capital | 55,141,000 | 55,533,000 | 55,970,000 | 56,490,000 |
| Risk-weighted assets | 254,952,000 | 262,304,000 | 261,271,000 | 242,705,000 |