Call reports 2016
COMMERCIAL BANK & TRUST OF PA — 2016
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 385,583,000 | 366,387,000 | 372,469,000 | 366,403,000 |
| Total loans | 182,896,000 | 191,305,000 | 197,181,000 | 201,664,000 |
| Allowance for loan losses | 1,609,000 | 1,609,000 | 1,610,000 | 1,318,000 |
| Securities available for sale | 173,018,000 | 135,601,000 | 135,544,000 | 128,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,644,000 | 303,527,000 | 309,048,000 | 309,620,000 |
| Interest-bearing deposits | 193,828,000 | 190,267,000 | 191,934,000 | 191,175,000 |
| Noninterest-bearing deposits | 113,816,000 | 113,260,000 | 117,114,000 | 118,445,000 |
| Equity capital | 56,674,000 | 58,643,000 | 59,006,000 | 54,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,690,000 | 7,043,000 | 10,395,000 | 13,759,000 |
| Interest expense | 124,000 | 209,000 | 284,000 | 356,000 |
| Net interest income | 3,566,000 | 6,834,000 | 10,111,000 | 13,403,000 |
| Noninterest income | 718,000 | 1,400,000 | 2,131,000 | 2,909,000 |
| Noninterest expense | 3,284,000 | 6,539,000 | 9,578,000 | 12,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,469,000 | 2,883,000 | 3,852,000 | 4,807,000 |
| Income tax | 229,000 | 426,000 | 555,000 | 754,000 |
| Net income | 1,240,000 | 2,457,000 | 3,297,000 | 4,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,013,000 | 53,486,000 | 53,582,000 | 53,594,000 |
| Total capital | 54,622,000 | 55,095,000 | 55,191,000 | 54,912,000 |
| Risk-weighted assets | 237,203,000 | 226,567,000 | 231,603,000 | 236,107,000 |