Call reports 2012
COMMERCIAL BANK & TRUST OF PA — 2012
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 372,977,000 | 371,718,000 | 375,990,000 | 373,047,000 |
| Total loans | 172,730,000 | 166,586,000 | 170,332,000 | 168,885,000 |
| Allowance for loan losses | 1,679,000 | 1,640,000 | 1,652,000 | 1,649,000 |
| Securities available for sale | 128,271,000 | 126,020,000 | 117,540,000 | 141,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,591,000 | 312,620,000 | 316,079,000 | 316,490,000 |
| Interest-bearing deposits | 216,871,000 | 211,993,000 | 216,305,000 | 213,020,000 |
| Noninterest-bearing deposits | 96,720,000 | 100,627,000 | 99,774,000 | 103,470,000 |
| Equity capital | 54,382,000 | 55,014,000 | 55,712,000 | 52,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,560,000 | 8,332,000 | 11,986,000 | 15,469,000 |
| Interest expense | 358,000 | 663,000 | 940,000 | 1,187,000 |
| Net interest income | 4,202,000 | 7,669,000 | 11,046,000 | 14,282,000 |
| Noninterest income | 735,000 | 1,413,000 | 2,088,000 | 2,777,000 |
| Noninterest expense | 2,957,000 | 5,703,000 | 8,709,000 | 11,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,166,000 | 6,574,000 | 7,742,000 | 9,198,000 |
| Income tax | 1,387,000 | 1,526,000 | 1,597,000 | 1,747,000 |
| Net income | 3,779,000 | 5,048,000 | 6,145,000 | 7,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,682,000 | 49,195,000 | 49,515,000 | 47,050,000 |
| Total capital | 50,361,000 | 50,835,000 | 51,167,000 | 48,699,000 |
| Risk-weighted assets | 194,826,000 | 196,940,000 | 197,252,000 | 203,512,000 |