Call reports 2011
COMMERCIAL BANK & TRUST OF PA — 2011
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 357,625,000 | 382,115,000 | 397,954,000 | 401,027,000 |
| Total loans | 190,041,000 | 190,858,000 | 187,391,000 | 179,386,000 |
| Allowance for loan losses | 1,686,000 | 1,683,000 | 1,673,000 | 1,673,000 |
| Securities available for sale | 136,795,000 | 159,026,000 | 177,772,000 | 189,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,028,000 | 290,467,000 | 295,606,000 | 303,849,000 |
| Interest-bearing deposits | 207,898,000 | 202,724,000 | 205,376,000 | 214,126,000 |
| Noninterest-bearing deposits | 82,130,000 | 87,743,000 | 90,230,000 | 89,723,000 |
| Equity capital | 46,922,000 | 47,926,000 | 51,318,000 | 52,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,368,000 | 8,832,000 | 13,588,000 | 18,425,000 |
| Interest expense | 562,000 | 1,107,000 | 1,590,000 | 2,031,000 |
| Net interest income | 3,806,000 | 7,725,000 | 11,998,000 | 16,394,000 |
| Noninterest income | 721,000 | 1,418,000 | 2,178,000 | 2,860,000 |
| Noninterest expense | 2,916,000 | 5,738,000 | 8,523,000 | 11,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,611,000 | 3,405,000 | 5,653,000 | 8,089,000 |
| Income tax | 251,000 | 511,000 | 875,000 | 1,298,000 |
| Net income | 1,360,000 | 2,894,000 | 4,778,000 | 6,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,365,000 | 43,265,000 | 44,396,000 | 45,655,000 |
| Total capital | 44,051,000 | 44,948,000 | 46,069,000 | 47,328,000 |
| Risk-weighted assets | 208,839,000 | 217,839,000 | 221,380,000 | 218,826,000 |