Call reports 2008
COMMERCIAL BANK & TRUST OF PA — 2008
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 361,470,000 | 346,022,000 | 370,241,000 | 360,484,000 |
| Total loans | 220,780,000 | 216,531,000 | 216,957,000 | 215,933,000 |
| Allowance for loan losses | 1,832,000 | 1,832,000 | 1,817,000 | 1,821,000 |
| Securities available for sale | 106,229,000 | 99,156,000 | 119,374,000 | 114,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,119,000 | 263,239,000 | 269,605,000 | 257,144,000 |
| Interest-bearing deposits | 212,577,000 | 195,699,000 | 195,917,000 | 190,020,000 |
| Noninterest-bearing deposits | 66,542,000 | 67,540,000 | 73,688,000 | 67,124,000 |
| Equity capital | 39,028,000 | 36,421,000 | 37,883,000 | 39,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,042,000 | 9,868,000 | 14,585,000 | 19,587,000 |
| Interest expense | 1,915,000 | 3,453,000 | 4,805,000 | 6,051,000 |
| Net interest income | 3,127,000 | 6,415,000 | 9,780,000 | 13,536,000 |
| Noninterest income | 798,000 | 1,569,000 | 2,359,000 | 3,168,000 |
| Noninterest expense | 2,827,000 | 5,530,000 | 8,208,000 | 10,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 1,098,000 | 2,454,000 | 3,931,000 | 5,664,000 |
| Income tax | 295,000 | 682,000 | 1,112,000 | 1,604,000 |
| Net income | 803,000 | 1,772,000 | 2,819,000 | 4,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,347,000 | 35,417,000 | 35,729,000 | 36,185,000 |
| Total capital | 38,179,000 | 37,249,000 | 37,546,000 | 38,006,000 |
| Risk-weighted assets | 217,364,000 | 211,296,000 | 219,116,000 | 216,065,000 |
Machine access — free, no API key
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