Call reports 2007
COMMERCIAL BANK & TRUST OF PA — 2007
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 337,279,000 | 328,415,000 | 379,732,000 | 367,648,000 |
| Total loans | 225,043,000 | 224,521,000 | 231,116,000 | 227,005,000 |
| Allowance for loan losses | 1,880,000 | 1,857,000 | 1,874,000 | 1,869,000 |
| Securities available for sale | 76,623,000 | 71,954,000 | 111,139,000 | 109,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,173,000 | 290,747,000 | 305,777,000 | 293,549,000 |
| Interest-bearing deposits | 230,145,000 | 224,045,000 | 235,889,000 | 228,605,000 |
| Noninterest-bearing deposits | 68,028,000 | 66,702,000 | 69,888,000 | 64,944,000 |
| Equity capital | 37,292,000 | 36,159,000 | 37,111,000 | 38,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,598,000 | 9,181,000 | 13,906,000 | 19,042,000 |
| Interest expense | 1,652,000 | 3,296,000 | 5,129,000 | 7,280,000 |
| Net interest income | 2,946,000 | 5,885,000 | 8,777,000 | 11,762,000 |
| Noninterest income | 799,000 | 1,546,000 | 2,315,000 | 3,127,000 |
| Noninterest expense | 2,712,000 | 5,400,000 | 8,058,000 | 10,662,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 943,000 | 1,941,000 | 2,944,000 | 4,137,000 |
| Income tax | 231,000 | 501,000 | 766,000 | 1,072,000 |
| Net income | 712,000 | 1,440,000 | 2,178,000 | 3,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,225,000 | 36,368,000 | 36,251,000 | 36,556,000 |
| Total capital | 38,105,000 | 38,225,000 | 38,124,000 | 38,425,000 |
| Risk-weighted assets | 215,305,000 | 211,120,000 | 223,885,000 | 217,674,000 |
Machine access — free, no API key
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