Call reports 2006
COMMERCIAL BANK & TRUST OF PA — 2006
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 317,864,000 | 325,340,000 | 341,830,000 | 338,207,000 |
| Total loans | 213,510,000 | 218,366,000 | 226,908,000 | 229,529,000 |
| Allowance for loan losses | 1,627,000 | 1,655,000 | 1,710,000 | 1,806,000 |
| Securities available for sale | 62,879,000 | 76,691,000 | 80,854,000 | 78,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,865,000 | 285,662,000 | 298,581,000 | 293,950,000 |
| Interest-bearing deposits | 213,881,000 | 219,529,000 | 227,110,000 | 228,221,000 |
| Noninterest-bearing deposits | 65,984,000 | 66,133,000 | 71,471,000 | 65,729,000 |
| Equity capital | 36,465,000 | 35,500,000 | 36,792,000 | 37,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,088,000 | 8,465,000 | 12,994,000 | 17,641,000 |
| Interest expense | 1,201,000 | 2,561,000 | 4,179,000 | 5,862,000 |
| Net interest income | 2,887,000 | 5,904,000 | 8,815,000 | 11,779,000 |
| Noninterest income | 747,000 | 1,489,000 | 2,236,000 | 3,028,000 |
| Noninterest expense | 2,917,000 | 5,561,000 | 8,136,000 | 10,689,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 210,000 |
| Pretax income | 687,000 | 1,772,000 | 2,820,000 | 3,933,000 |
| Income tax | 180,000 | 451,000 | 714,000 | 995,000 |
| Net income | 507,000 | 1,321,000 | 2,106,000 | 2,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,551,000 | 35,651,000 | 35,851,000 | 36,099,000 |
| Total capital | 37,178,000 | 37,306,000 | 37,561,000 | 37,905,000 |
| Risk-weighted assets | 202,411,000 | 207,090,000 | 212,139,000 | 213,715,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK & TRUST OF PA — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.