Call reports 2005
COMMERCIAL BANK & TRUST OF PA — 2005
What COMMERCIAL BANK & TRUST OF PA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 315,957,000 | 318,803,000 | 325,029,000 | 322,371,000 |
| Total loans | 194,315,000 | 204,429,000 | 205,832,000 | 207,039,000 |
| Allowance for loan losses | 1,646,000 | 1,647,000 | 1,548,000 | 1,636,000 |
| Securities available for sale | 90,791,000 | 81,926,000 | 74,689,000 | 66,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,181,000 | 272,914,000 | 279,201,000 | 277,030,000 |
| Interest-bearing deposits | 208,174,000 | 208,445,000 | 206,783,000 | 207,984,000 |
| Noninterest-bearing deposits | 58,007,000 | 64,469,000 | 72,418,000 | 69,046,000 |
| Equity capital | 43,819,000 | 44,213,000 | 43,987,000 | 43,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,014,000 | 8,040,000 | 12,129,000 | 16,184,000 |
| Interest expense | 1,032,000 | 2,109,000 | 3,228,000 | 4,382,000 |
| Net interest income | 2,982,000 | 5,931,000 | 8,901,000 | 11,802,000 |
| Noninterest income | 715,000 | 1,434,000 | 2,123,000 | 2,958,000 |
| Noninterest expense | 2,766,000 | 5,472,000 | 8,009,000 | 10,540,000 |
| Provision for loan losses | -470,000 | -470,000 | -455,000 | -365,000 |
| Pretax income | 1,401,000 | 2,363,000 | 3,470,000 | 4,585,000 |
| Income tax | 383,000 | 622,000 | 926,000 | 1,202,000 |
| Net income | 1,018,000 | 1,741,000 | 2,544,000 | 3,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,011,000 | 42,076,000 | 42,221,000 | 42,401,000 |
| Total capital | 43,657,000 | 43,723,000 | 43,769,000 | 44,037,000 |
| Risk-weighted assets | 189,469,000 | 192,958,000 | 194,815,000 | 199,435,000 |
Machine access — free, no API key
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