Call reports 2012
FIRST PLACE BANK — 2012
What FIRST PLACE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,722,459,000 | 2,635,962,000 | 2,617,268,000 | 2,590,320,000 |
| Total loans | 2,112,392,000 | 1,986,080,000 | 1,942,831,000 | 1,874,566,000 |
| Allowance for loan losses | 73,022,000 | 69,561,000 | 69,638,000 | 69,746,000 |
| Securities available for sale | 214,870,000 | 187,113,000 | 175,959,000 | 139,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 271,000 | 343,000 | 349,000 | 337,000 |
| Total deposits | 2,208,601,000 | 2,128,641,000 | 2,127,597,000 | 2,121,823,000 |
| Interest-bearing deposits | 2,105,187,000 | 2,033,198,000 | 2,043,824,000 | 2,028,616,000 |
| Noninterest-bearing deposits | 103,414,000 | 95,443,000 | 83,773,000 | 93,207,000 |
| Equity capital | 134,207,000 | 146,562,000 | 155,178,000 | 156,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 27,734,000 | 54,579,000 | 82,644,000 | 107,889,000 |
| Interest expense | 5,977,000 | 11,628,000 | 16,909,000 | 21,885,000 |
| Net interest income | 21,757,000 | 42,951,000 | 65,735,000 | 86,004,000 |
| Noninterest income | 21,700,000 | 45,181,000 | 72,537,000 | 88,803,000 |
| Noninterest expense | 32,071,000 | 62,392,000 | 95,192,000 | 127,793,000 |
| Provision for loan losses | 9,575,000 | 12,050,000 | 20,570,000 | 27,740,000 |
| Pretax income | 1,811,000 | 15,638,000 | 24,475,000 | 25,815,000 |
| Income tax | 3,455,000 | 4,031,000 | 4,147,000 | 56,000 |
| Net income | -1,644,000 | 11,607,000 | 20,328,000 | 25,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,617,000 | 143,249,000 | 152,380,000 | 158,148,000 |
| Total capital | 153,566,000 | 166,217,000 | 174,709,000 | 179,572,000 |
| Risk-weighted assets | 1,864,867,000 | 1,788,915,000 | 1,737,361,000 | 1,664,126,000 |