Call reports 2016
CAPAHA BANK SB — 2016
What CAPAHA BANK SB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 201,924,000 | 193,131,000 | 193,951,000 | 198,521,000 |
| Total loans | 157,365,000 | 154,507,000 | 159,076,000 | 159,793,000 |
| Allowance for loan losses | 1,903,000 | 1,970,000 | 2,027,000 | 2,837,000 |
| Securities available for sale | 12,189,000 | 9,783,000 | 10,325,000 | 9,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,631,000 | 164,577,000 | 165,689,000 | 177,215,000 |
| Interest-bearing deposits | 132,096,000 | 120,669,000 | 121,300,000 | 129,070,000 |
| Noninterest-bearing deposits | 48,535,000 | 43,908,000 | 44,389,000 | 48,145,000 |
| Equity capital | 20,001,000 | 20,184,000 | 20,433,000 | 20,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,880,000 | 5,829,000 | 7,786,000 |
| Interest expense | 199,000 | 400,000 | 607,000 | 830,000 |
| Net interest income | 1,743,000 | 3,480,000 | 5,222,000 | 6,956,000 |
| Noninterest income | 443,000 | 948,000 | 1,545,000 | 2,067,000 |
| Noninterest expense | 1,648,000 | 3,313,000 | 4,996,000 | 6,627,000 |
| Provision for loan losses | 85,000 | 148,000 | 169,000 | 983,000 |
| Pretax income | 453,000 | 967,000 | 1,602,000 | 1,413,000 |
| Income tax | 156,000 | 333,000 | 556,000 | 460,000 |
| Net income | 297,000 | 634,000 | 1,046,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,940,000 | 20,118,000 | 20,368,000 | 20,106,000 |
| Total capital | 21,843,000 | 22,088,000 | 22,395,000 | 22,525,000 |
| Risk-weighted assets | 188,930,000 | 185,971,000 | 190,753,000 | 193,081,000 |