Call reports 2015
CAPAHA BANK SB — 2015
What CAPAHA BANK SB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 192,819,000 | 185,875,000 | 192,060,000 | 195,503,000 |
| Total loans | 145,936,000 | 149,644,000 | 153,644,000 | 157,150,000 |
| Allowance for loan losses | 1,771,000 | 1,796,000 | 1,844,000 | 1,822,000 |
| Securities available for sale | 10,911,000 | 9,972,000 | 9,610,000 | 10,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,885,000 | 165,168,000 | 171,157,000 | 174,485,000 |
| Interest-bearing deposits | 128,927,000 | 125,227,000 | 129,675,000 | 127,654,000 |
| Noninterest-bearing deposits | 42,958,000 | 39,941,000 | 41,482,000 | 46,831,000 |
| Equity capital | 19,370,000 | 19,476,000 | 19,697,000 | 19,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,702,000 | 5,633,000 | 7,565,000 |
| Interest expense | 196,000 | 389,000 | 571,000 | 759,000 |
| Net interest income | 1,651,000 | 3,313,000 | 5,062,000 | 6,806,000 |
| Noninterest income | 574,000 | 1,115,000 | 1,643,000 | 2,182,000 |
| Noninterest expense | 1,618,000 | 3,281,000 | 4,865,000 | 6,409,000 |
| Provision for loan losses | -189,000 | -101,000 | 15,000 | 243,000 |
| Pretax income | 796,000 | 1,248,000 | 1,825,000 | 2,336,000 |
| Income tax | 287,000 | 439,000 | 640,000 | 814,000 |
| Net income | 509,000 | 809,000 | 1,185,000 | 1,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,281,000 | 19,419,000 | 19,633,000 | 19,808,000 |
| Total capital | 21,052,000 | 21,215,000 | 21,477,000 | 21,630,000 |
| Risk-weighted assets | 176,012,000 | 179,691,000 | 183,540,000 | 188,924,000 |