Call reports 2013
CAPAHA BANK SB — 2013
What CAPAHA BANK SB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 188,043,000 | 178,724,000 | 184,110,000 | 188,086,000 |
| Total loans | 130,239,000 | 138,864,000 | 137,436,000 | 140,859,000 |
| Allowance for loan losses | 2,217,000 | 2,320,000 | 2,349,000 | 2,344,000 |
| Securities available for sale | 10,319,000 | 10,128,000 | 8,723,000 | 9,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,397,000 | 160,042,000 | 165,240,000 | 169,173,000 |
| Interest-bearing deposits | 134,978,000 | 127,478,000 | 130,286,000 | 130,712,000 |
| Noninterest-bearing deposits | 34,419,000 | 32,564,000 | 34,954,000 | 38,461,000 |
| Equity capital | 17,843,000 | 17,826,000 | 17,924,000 | 17,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,755,000 | 5,681,000 | 7,579,000 |
| Interest expense | 222,000 | 428,000 | 631,000 | 839,000 |
| Net interest income | 1,639,000 | 3,327,000 | 5,050,000 | 6,740,000 |
| Noninterest income | 583,000 | 1,166,000 | 1,666,000 | 2,106,000 |
| Noninterest expense | 1,669,000 | 3,408,000 | 5,215,000 | 6,974,000 |
| Provision for loan losses | 107,000 | 263,000 | 327,000 | 318,000 |
| Pretax income | 446,000 | 822,000 | 1,174,000 | 1,554,000 |
| Income tax | 158,000 | 289,000 | 409,000 | 541,000 |
| Net income | 288,000 | 533,000 | 765,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,580,000 | 17,667,000 | 17,743,000 | 17,837,000 |
| Total capital | 19,353,000 | 19,549,000 | 19,628,000 | 19,791,000 |
| Risk-weighted assets | 141,367,000 | 150,152,000 | 150,366,000 | 155,894,000 |