Call reports 2012
CAPAHA BANK SB — 2012
What CAPAHA BANK SB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 183,097,000 | 178,212,000 | 186,281,000 | 187,589,000 |
| Total loans | 127,630,000 | 131,657,000 | 133,127,000 | 134,158,000 |
| Allowance for loan losses | 1,900,000 | 2,057,000 | 2,207,000 | 2,113,000 |
| Securities available for sale | 13,681,000 | 13,187,000 | 12,518,000 | 10,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,531,000 | 160,513,000 | 168,132,000 | 168,917,000 |
| Interest-bearing deposits | 126,687,000 | 123,289,000 | 130,793,000 | 131,674,000 |
| Noninterest-bearing deposits | 38,844,000 | 37,224,000 | 37,339,000 | 37,243,000 |
| Equity capital | 16,818,000 | 17,032,000 | 17,387,000 | 17,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,939,000 | 3,904,000 | 5,906,000 | 7,894,000 |
| Interest expense | 280,000 | 549,000 | 802,000 | 1,055,000 |
| Net interest income | 1,659,000 | 3,355,000 | 5,104,000 | 6,839,000 |
| Noninterest income | 682,000 | 1,389,000 | 2,173,000 | 3,171,000 |
| Noninterest expense | 1,574,000 | 3,242,000 | 4,869,000 | 6,604,000 |
| Provision for loan losses | 134,000 | 289,000 | 447,000 | 609,000 |
| Pretax income | 634,000 | 1,213,000 | 1,961,000 | 2,797,000 |
| Income tax | 232,000 | 441,000 | 712,000 | 1,014,000 |
| Net income | 402,000 | 772,000 | 1,249,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,564,000 | 16,772,000 | 17,085,000 | 17,451,000 |
| Total capital | 18,205,000 | 18,466,000 | 18,870,000 | 19,277,000 |
| Risk-weighted assets | 131,009,000 | 135,194,000 | 142,414,000 | 145,812,000 |