Call reports 2011
CAPAHA BANK SB — 2011
What CAPAHA BANK SB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,454,000 | 176,299,000 | 179,835,000 | 177,751,000 |
| Total loans | 129,786,000 | 131,731,000 | 131,672,000 | 130,239,000 |
| Allowance for loan losses | 1,527,000 | 1,660,000 | 1,654,000 | 1,789,000 |
| Securities available for sale | 16,717,000 | 15,583,000 | 15,914,000 | 14,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,865,000 | 159,356,000 | 162,698,000 | 160,545,000 |
| Interest-bearing deposits | 121,506,000 | 127,503,000 | 128,581,000 | 123,511,000 |
| Noninterest-bearing deposits | 36,359,000 | 31,853,000 | 34,117,000 | 37,034,000 |
| Equity capital | 16,006,000 | 16,295,000 | 16,269,000 | 16,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,067,000 | 4,132,000 | 6,190,000 | 8,207,000 |
| Interest expense | 368,000 | 686,000 | 1,020,000 | 1,342,000 |
| Net interest income | 1,699,000 | 3,446,000 | 5,170,000 | 6,865,000 |
| Noninterest income | 436,000 | 865,000 | 1,271,000 | 1,817,000 |
| Noninterest expense | 1,644,000 | 3,194,000 | 4,807,000 | 6,332,000 |
| Provision for loan losses | 156,000 | 315,000 | 478,000 | 649,000 |
| Pretax income | 336,000 | 803,000 | 1,158,000 | 1,707,000 |
| Income tax | 120,000 | 288,000 | 413,000 | 607,000 |
| Net income | 216,000 | 515,000 | 745,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,863,000 | 16,022,000 | 15,961,000 | 16,324,000 |
| Total capital | 17,390,000 | 17,681,000 | 17,615,000 | 17,978,000 |
| Risk-weighted assets | 132,005,000 | 132,679,000 | 133,535,000 | 132,195,000 |