Call reports 2016
MT. MCKINLEY BANK — 2016
What MT. MCKINLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 398,870,000 | 415,600,000 | 423,640,000 | 404,476,000 |
| Total loans | 142,718,000 | 147,615,000 | 148,975,000 | 146,726,000 |
| Allowance for loan losses | 2,038,000 | 1,863,000 | 2,063,000 | 2,850,000 |
| Securities available for sale | 55,896,000 | 55,735,000 | 73,460,000 | 68,039,000 |
| Securities held to maturity | 130,097,000 | 124,917,000 | 137,603,000 | 147,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,545,000 | 333,246,000 | 340,442,000 | 322,203,000 |
| Interest-bearing deposits | 256,179,000 | 265,593,000 | 271,641,000 | 252,041,000 |
| Noninterest-bearing deposits | 62,366,000 | 67,653,000 | 68,801,000 | 70,162,000 |
| Equity capital | 78,662,000 | 80,113,000 | 80,828,000 | 79,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,402,000 | 6,780,000 | 10,244,000 | 13,762,000 |
| Interest expense | 82,000 | 164,000 | 249,000 | 337,000 |
| Net interest income | 3,320,000 | 6,616,000 | 9,995,000 | 13,425,000 |
| Noninterest income | 578,000 | 1,245,000 | 1,948,000 | 2,558,000 |
| Noninterest expense | 2,803,000 | 5,762,000 | 8,510,000 | 11,143,000 |
| Provision for loan losses | 0 | 225,000 | 428,000 | 1,217,000 |
| Pretax income | 1,145,000 | 2,888,000 | 4,091,000 | 4,686,000 |
| Income tax | 244,000 | 740,000 | 1,002,000 | 1,019,000 |
| Net income | 901,000 | 2,148,000 | 3,089,000 | 3,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,066,000 | 79,313,000 | 80,253,000 | 80,831,000 |
| Total capital | 80,142,000 | 81,214,000 | 82,354,000 | 83,510,000 |
| Risk-weighted assets | 199,784,000 | 204,095,000 | 213,193,000 | 214,091,000 |