Call reports 2015
MT. MCKINLEY BANK — 2015
What MT. MCKINLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 352,444,000 | 362,633,000 | 374,226,000 | 398,052,000 |
| Total loans | 131,620,000 | 133,085,000 | 143,935,000 | 149,166,000 |
| Allowance for loan losses | 1,750,000 | 1,850,000 | 1,963,000 | 2,038,000 |
| Securities available for sale | 46,428,000 | 46,341,000 | 47,809,000 | 57,304,000 |
| Securities held to maturity | 131,352,000 | 127,976,000 | 130,924,000 | 128,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,382,000 | 285,425,000 | 295,663,000 | 318,362,000 |
| Interest-bearing deposits | 219,806,000 | 220,321,000 | 229,409,000 | 253,551,000 |
| Noninterest-bearing deposits | 56,576,000 | 65,104,000 | 66,254,000 | 64,811,000 |
| Equity capital | 74,556,000 | 75,341,000 | 76,442,000 | 77,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,199,000 | 6,454,000 | 9,890,000 | 13,306,000 |
| Interest expense | 82,000 | 159,000 | 236,000 | 316,000 |
| Net interest income | 3,117,000 | 6,295,000 | 9,654,000 | 12,990,000 |
| Noninterest income | 598,000 | 1,287,000 | 2,034,000 | 2,667,000 |
| Noninterest expense | 2,749,000 | 5,358,000 | 8,148,000 | 10,623,000 |
| Provision for loan losses | 5,000 | 124,000 | 236,000 | 312,000 |
| Pretax income | 979,000 | 2,125,000 | 3,377,000 | 4,901,000 |
| Income tax | 184,000 | 438,000 | 713,000 | 1,124,000 |
| Net income | 795,000 | 1,687,000 | 2,664,000 | 3,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,956,000 | 75,074,000 | 76,051,000 | 77,165,000 |
| Total capital | 75,706,000 | 76,924,000 | 78,052,000 | 79,241,000 |
| Risk-weighted assets | 179,214,000 | 176,056,000 | 201,740,000 | 204,744,000 |