Call reports 2026
OAK VALLEY COMMUNITY BANK — 2026
What OAK VALLEY COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,009,991,000 | 2,001,344,000 |
| Total loans | 1,145,623,000 | 1,163,747,000 |
| Allowance for loan losses | 12,910,000 | 11,172,000 |
| Securities available for sale | 555,047,000 | 531,851,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,781,504,000 | 1,764,388,000 |
| Interest-bearing deposits | 1,197,452,000 | 1,196,047,000 |
| Noninterest-bearing deposits | 584,052,000 | 568,341,000 |
| Equity capital | 205,338,000 | 215,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 22,545,000 | 45,109,000 |
| Interest expense | 3,401,000 | 6,945,000 |
| Net interest income | 19,144,000 | 38,164,000 |
| Noninterest income | 1,655,000 | 3,258,000 |
| Noninterest expense | 13,144,000 | 26,511,000 |
| Provision for loan losses | 539,000 | 554,000 |
| Pretax income | 7,164,000 | 14,379,000 |
| Income tax | 1,603,000 | 3,258,000 |
| Net income | 5,561,000 | 11,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 224,624,000 | 230,184,000 |
| Total capital | 238,143,000 | 241,972,000 |
| Risk-weighted assets | 1,457,102,000 | 1,463,831,000 |