Call reports 2022
OAK VALLEY COMMUNITY BANK — 2022
What OAK VALLEY COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,945,866,000 | 1,991,178,000 | 1,962,385,000 | 1,968,293,000 |
| Total loans | 857,640,000 | 906,426,000 | 910,936,000 | 914,503,000 |
| Allowance for loan losses | 10,762,000 | 10,785,000 | 10,997,000 | 9,468,000 |
| Securities available for sale | 349,142,000 | 501,540,000 | 510,044,000 | 527,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,799,423,000 | 1,852,698,000 | 1,831,014,000 | 1,814,462,000 |
| Interest-bearing deposits | 1,087,016,000 | 1,144,455,000 | 1,126,282,000 | 1,108,810,000 |
| Noninterest-bearing deposits | 712,407,000 | 708,243,000 | 704,732,000 | 705,652,000 |
| Equity capital | 131,379,000 | 118,453,000 | 105,972,000 | 126,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,273,000 | 24,841,000 | 41,972,000 | 61,529,000 |
| Interest expense | 243,000 | 486,000 | 777,000 | 1,119,000 |
| Net interest income | 11,030,000 | 24,355,000 | 41,195,000 | 60,410,000 |
| Noninterest income | 1,257,000 | 2,663,000 | 4,379,000 | 5,673,000 |
| Noninterest expense | 8,884,000 | 17,827,000 | 26,950,000 | 36,358,000 |
| Provision for loan losses | 0 | 0 | 200,000 | -1,350,000 |
| Pretax income | 3,226,000 | 8,875,000 | 17,929,000 | 30,600,000 |
| Income tax | 701,000 | 1,916,000 | 4,000,000 | 7,050,000 |
| Net income | 2,525,000 | 6,959,000 | 13,929,000 | 23,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,725,000 | 138,181,000 | 143,935,000 | 153,579,000 |
| Total capital | 144,950,000 | 149,441,000 | 155,457,000 | 163,593,000 |
| Risk-weighted assets | 1,125,026,000 | 1,247,727,000 | 1,314,670,000 | 1,319,794,000 |