Call reports 2006
OAK VALLEY COMMUNITY BANK — 2006
What OAK VALLEY COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 402,461,000 | 409,103,000 | 428,691,000 | 455,431,000 |
| Total loans | 335,635,000 | 340,361,000 | 362,559,000 | 377,160,000 |
| Allowance for loan losses | 3,799,000 | 4,157,000 | 4,296,000 | 4,341,000 |
| Securities available for sale | 38,644,000 | 38,547,000 | 37,970,000 | 36,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,425,000 | 365,079,000 | 372,038,000 | 383,682,000 |
| Interest-bearing deposits | 307,629,000 | 316,606,000 | 318,445,000 | 327,309,000 |
| Noninterest-bearing deposits | 45,796,000 | 48,473,000 | 53,593,000 | 56,373,000 |
| Equity capital | 31,815,000 | 32,931,000 | 33,025,000 | 34,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,509,000 | 13,540,000 | 21,019,000 | 28,825,000 |
| Interest expense | 2,315,000 | 5,077,000 | 8,109,000 | 11,362,000 |
| Net interest income | 4,194,000 | 8,463,000 | 12,910,000 | 17,463,000 |
| Noninterest income | 313,000 | 688,000 | 1,091,000 | 1,596,000 |
| Noninterest expense | 3,019,000 | 5,933,000 | 9,008,000 | 12,148,000 |
| Provision for loan losses | 117,000 | 475,000 | 621,000 | 667,000 |
| Pretax income | 1,371,000 | 2,743,000 | 4,372,000 | 6,244,000 |
| Income tax | 532,000 | 1,064,000 | 1,696,000 | 2,413,000 |
| Net income | 839,000 | 1,679,000 | 2,676,000 | 3,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,611,000 | 33,594,000 | 33,386,000 | 34,629,000 |
| Total capital | 36,768,000 | 37,971,000 | 37,896,000 | 39,188,000 |
| Risk-weighted assets | 358,458,000 | 367,008,000 | 389,956,000 | 411,433,000 |
Machine access — free, no API key
Every figure shown here about OAK VALLEY COMMUNITY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.