Call reports 2013
HOME STATE BANK — 2013
What HOME STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,069,000 | 76,240,000 | 77,539,000 | 76,726,000 |
| Total loans | 56,545,000 | 58,009,000 | 59,049,000 | 59,705,000 |
| Allowance for loan losses | 1,065,000 | 1,068,000 | 1,070,000 | 1,064,000 |
| Securities available for sale | 7,536,000 | 8,340,000 | 8,335,000 | 7,327,000 |
| Securities held to maturity | 2,625,000 | 2,337,000 | 2,575,000 | 2,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,621,000 | 59,477,000 | 60,736,000 | 59,735,000 |
| Interest-bearing deposits | 43,639,000 | 44,926,000 | 47,079,000 | 44,354,000 |
| Noninterest-bearing deposits | 16,982,000 | 14,551,000 | 13,657,000 | 15,381,000 |
| Equity capital | 9,615,000 | 9,505,000 | 9,513,000 | 9,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,877,000 | 2,710,000 | 3,509,000 |
| Interest expense | 174,000 | 323,000 | 446,000 | 569,000 |
| Net interest income | 733,000 | 1,554,000 | 2,264,000 | 2,940,000 |
| Noninterest income | 59,000 | 119,000 | 164,000 | 206,000 |
| Noninterest expense | 454,000 | 1,041,000 | 1,490,000 | 1,948,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 338,000 | 632,000 | 938,000 | 1,198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 338,000 | 632,000 | 938,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,610,000 | 9,504,000 | 9,508,000 | 9,769,000 |
| Total capital | 10,581,000 | 10,477,000 | 10,320,000 | 10,585,000 |
| Risk-weighted assets | 77,622,000 | 77,773,000 | 64,706,000 | 65,047,000 |