Call reports 2012
HOME STATE BANK — 2012
What HOME STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,503,000 | 80,502,000 | 81,287,000 | 80,680,000 |
| Total loans | 58,265,000 | 59,050,000 | 58,290,000 | 62,950,000 |
| Allowance for loan losses | 1,059,000 | 1,065,000 | 1,063,000 | 1,064,000 |
| Securities available for sale | 6,062,000 | 8,556,000 | 8,547,000 | 7,544,000 |
| Securities held to maturity | 3,507,000 | 3,448,000 | 3,448,000 | 2,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,201,000 | 58,199,000 | 59,092,000 | 58,802,000 |
| Interest-bearing deposits | 43,264,000 | 44,770,000 | 46,158,000 | 42,556,000 |
| Noninterest-bearing deposits | 13,937,000 | 13,429,000 | 12,934,000 | 16,246,000 |
| Equity capital | 10,145,000 | 10,140,000 | 10,010,000 | 9,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,186,000 | 3,155,000 | 4,118,000 |
| Interest expense | 210,000 | 413,000 | 614,000 | 809,000 |
| Net interest income | 944,000 | 1,773,000 | 2,541,000 | 3,309,000 |
| Noninterest income | 50,000 | 99,000 | 140,000 | 183,000 |
| Noninterest expense | 495,000 | 982,000 | 1,469,000 | 1,964,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 499,000 | 890,000 | 1,212,000 | 1,528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 499,000 | 890,000 | 1,212,000 | 1,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,131,000 | 10,133,000 | 10,004,000 | 9,771,000 |
| Total capital | 11,111,000 | 11,141,000 | 10,996,000 | 10,785,000 |
| Risk-weighted assets | 78,282,000 | 80,552,000 | 79,328,000 | 81,051,000 |