Call reports 2011
HOME STATE BANK — 2011
What HOME STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,486,000 | 82,616,000 | 78,269,000 | 79,779,000 |
| Total loans | 58,770,000 | 60,341,000 | 62,424,000 | 61,457,000 |
| Allowance for loan losses | 1,137,000 | 1,159,000 | 1,118,000 | 1,057,000 |
| Securities available for sale | 9,519,000 | 7,516,000 | 6,762,000 | 6,065,000 |
| Securities held to maturity | 3,532,000 | 4,032,000 | 3,835,000 | 3,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,566,000 | 59,849,000 | 55,571,000 | 54,662,000 |
| Interest-bearing deposits | 46,096,000 | 47,516,000 | 43,426,000 | 41,651,000 |
| Noninterest-bearing deposits | 13,470,000 | 12,333,000 | 12,145,000 | 13,012,000 |
| Equity capital | 10,256,000 | 10,146,000 | 10,090,000 | 10,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,137,000 | 3,226,000 | 4,314,000 |
| Interest expense | 257,000 | 510,000 | 753,000 | 979,000 |
| Net interest income | 761,000 | 1,627,000 | 2,473,000 | 3,335,000 |
| Noninterest income | 62,000 | 137,000 | 191,000 | 244,000 |
| Noninterest expense | 592,000 | 1,039,000 | 1,491,000 | 1,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 725,000 | 1,173,000 | 1,625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 725,000 | 1,173,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,234,000 | 10,127,000 | 10,074,000 | 10,112,000 |
| Total capital | 11,223,000 | 11,137,000 | 11,119,000 | 11,031,000 |
| Risk-weighted assets | 78,971,000 | 80,627,000 | 83,514,000 | 73,416,000 |