Call reports 2007
HOME STATE BANK — 2007
What HOME STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,176,000 | 75,866,000 | 73,945,000 | 76,562,000 |
| Total loans | 61,053,000 | 60,116,000 | 63,152,000 | 65,671,000 |
| Allowance for loan losses | 833,000 | 860,000 | 873,000 | 902,000 |
| Securities available for sale | 2,875,000 | 2,075,000 | 2,097,000 | 2,114,000 |
| Securities held to maturity | 3,050,000 | 3,050,000 | 3,050,000 | 2,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,245,000 | 56,606,000 | 53,508,000 | 54,334,000 |
| Interest-bearing deposits | 44,155,000 | 49,170,000 | 46,176,000 | 44,995,000 |
| Noninterest-bearing deposits | 9,090,000 | 7,436,000 | 7,332,000 | 9,339,000 |
| Equity capital | 7,497,000 | 7,548,000 | 7,739,000 | 7,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,728,000 | 4,165,000 | 5,569,000 |
| Interest expense | 509,000 | 1,062,000 | 1,646,000 | 2,201,000 |
| Net interest income | 834,000 | 1,666,000 | 2,519,000 | 3,368,000 |
| Noninterest income | 68,000 | 130,000 | 202,000 | 252,000 |
| Noninterest expense | 390,000 | 755,000 | 1,165,000 | 1,586,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 105,000 |
| Pretax income | 482,000 | 981,000 | 1,481,000 | 1,929,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 981,000 | 1,481,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,508,000 | 7,558,000 | 7,733,000 | 7,630,000 |
| Total capital | 8,271,000 | 8,319,000 | 8,514,000 | 8,452,000 |
| Risk-weighted assets | 60,942,000 | 60,761,000 | 62,399,000 | 65,705,000 |
Machine access — free, no API key
Every figure shown here about HOME STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.