Call reports 2006
HOME STATE BANK — 2006
What HOME STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 72,967,000 | 73,378,000 | 72,998,000 | 72,392,000 |
| Total loans | 58,682,000 | 59,426,000 | 59,626,000 | 60,615,000 |
| Allowance for loan losses | 751,000 | 762,000 | 807,000 | 853,000 |
| Securities available for sale | 4,593,000 | 3,989,000 | 3,708,000 | 3,214,000 |
| Securities held to maturity | 1,895,000 | 1,895,000 | 2,080,000 | 3,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,459,000 | 54,241,000 | 53,800,000 | 53,462,000 |
| Interest-bearing deposits | 45,351,000 | 44,640,000 | 44,908,000 | 45,387,000 |
| Noninterest-bearing deposits | 8,109,000 | 9,601,000 | 8,892,000 | 8,074,000 |
| Equity capital | 7,408,000 | 7,484,000 | 7,573,000 | 7,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,573,000 | 3,916,000 | 5,296,000 |
| Interest expense | 458,000 | 946,000 | 1,438,000 | 1,967,000 |
| Net interest income | 795,000 | 1,627,000 | 2,478,000 | 3,329,000 |
| Noninterest income | 71,000 | 133,000 | 196,000 | 262,000 |
| Noninterest expense | 374,000 | 730,000 | 1,092,000 | 1,442,000 |
| Provision for loan losses | 15,000 | 30,000 | 75,000 | 120,000 |
| Pretax income | 477,000 | 1,000,000 | 1,507,000 | 2,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 1,000,000 | 1,507,000 | 2,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,475,000 | 7,548,000 | 7,606,000 | 7,477,000 |
| Total capital | 8,186,000 | 8,268,000 | 8,311,000 | 8,213,000 |
| Risk-weighted assets | 56,821,000 | 57,540,000 | 58,975,000 | 58,758,000 |
Machine access — free, no API key
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