Call reports 2005
HOME STATE BANK — 2005
What HOME STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 62,064,000 | 64,964,000 | 68,730,000 | 73,334,000 |
| Total loans | 51,688,000 | 55,111,000 | 58,515,000 | 59,063,000 |
| Allowance for loan losses | 738,000 | 740,000 | 753,000 | 749,000 |
| Securities available for sale | 6,163,000 | 5,662,000 | 5,934,000 | 4,802,000 |
| Securities held to maturity | 1,115,000 | 1,115,000 | 1,358,000 | 1,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,614,000 | 47,652,000 | 50,613,000 | 55,906,000 |
| Interest-bearing deposits | 38,080,000 | 40,232,000 | 42,247,000 | 47,114,000 |
| Noninterest-bearing deposits | 7,534,000 | 7,420,000 | 8,366,000 | 8,791,000 |
| Equity capital | 6,578,000 | 6,673,000 | 6,758,000 | 7,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,094,000 | 3,270,000 | 4,541,000 |
| Interest expense | 295,000 | 647,000 | 1,045,000 | 1,476,000 |
| Net interest income | 705,000 | 1,447,000 | 2,225,000 | 3,065,000 |
| Noninterest income | 75,000 | 142,000 | 218,000 | 281,000 |
| Noninterest expense | 343,000 | 705,000 | 1,054,000 | 1,408,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 422,000 | 854,000 | 1,344,000 | 1,878,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 854,000 | 1,344,000 | 1,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,642,000 | 6,725,000 | 6,815,000 | 7,348,000 |
| Total capital | 7,263,000 | 7,385,000 | 7,527,000 | 8,078,000 |
| Risk-weighted assets | 49,537,000 | 53,091,000 | 56,898,000 | 58,412,000 |
Machine access — free, no API key
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