Call reports 2004
HOME STATE BANK — 2004
What HOME STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 62,426,000 | 62,688,000 | 61,593,000 | 61,083,000 |
| Total loans | 47,912,000 | 49,328,000 | 49,847,000 | 50,639,000 |
| Allowance for loan losses | 755,000 | 722,000 | 716,000 | 731,000 |
| Securities available for sale | 6,503,000 | 6,375,000 | 6,383,000 | 6,518,000 |
| Securities held to maturity | 1,140,000 | 1,140,000 | 1,110,000 | 1,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,382,000 | 48,093,000 | 47,182,000 | 45,985,000 |
| Interest-bearing deposits | 40,556,000 | 39,737,000 | 38,705,000 | 38,644,000 |
| Noninterest-bearing deposits | 6,826,000 | 8,356,000 | 8,477,000 | 7,341,000 |
| Equity capital | 6,694,000 | 6,799,000 | 6,664,000 | 6,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 2,037,000 | 3,048,000 | 4,059,000 |
| Interest expense | 310,000 | 612,000 | 911,000 | 1,206,000 |
| Net interest income | 660,000 | 1,425,000 | 2,137,000 | 2,853,000 |
| Noninterest income | 71,000 | 165,000 | 229,000 | 305,000 |
| Noninterest expense | 312,000 | 640,000 | 962,000 | 1,304,000 |
| Provision for loan losses | 0 | 0 | 21,000 | 42,000 |
| Pretax income | 419,000 | 950,000 | 1,383,000 | 1,812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 419,000 | 950,000 | 1,383,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,579,000 | 6,807,000 | 6,642,000 | 6,620,000 |
| Total capital | 7,143,000 | 7,398,000 | 7,240,000 | 7,222,000 |
| Risk-weighted assets | 44,964,000 | 47,152,000 | 47,706,000 | 48,052,000 |
Machine access — free, no API key
Every figure shown here about HOME STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.