Call reports 2025
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2025
What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 669,790,000 | 681,044,000 | 668,482,000 | 672,343,000 |
| Total loans | 419,463,000 | 413,288,000 | 411,275,000 | 426,346,000 |
| Allowance for loan losses | 5,400,000 | 5,460,000 | 5,583,000 | 5,282,000 |
| Securities available for sale | 148,964,000 | 154,057,000 | 163,441,000 | 152,668,000 |
| Securities held to maturity | 42,542,000 | 40,883,000 | 40,231,000 | 39,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,721,000 | 552,428,000 | 562,266,000 | 560,506,000 |
| Interest-bearing deposits | 344,051,000 | 348,032,000 | 376,406,000 | 373,293,000 |
| Noninterest-bearing deposits | 193,670,000 | 204,396,000 | 185,860,000 | 187,213,000 |
| Equity capital | 60,457,000 | 62,080,000 | 65,275,000 | 68,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,277,000 | 16,800,000 | 25,448,000 | 34,125,000 |
| Interest expense | 2,533,000 | 4,970,000 | 7,383,000 | 9,652,000 |
| Net interest income | 5,744,000 | 11,830,000 | 18,065,000 | 24,473,000 |
| Noninterest income | 1,267,000 | 2,639,000 | 3,964,000 | 5,256,000 |
| Noninterest expense | 4,793,000 | 9,866,000 | 14,745,000 | 19,295,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 750,000 |
| Pretax income | 2,068,000 | 4,303,000 | 6,834,000 | 9,684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,068,000 | 4,303,000 | 6,834,000 | 9,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,169,000 | 65,078,000 | 65,839,000 | 66,874,000 |
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