Call reports 2023
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2023
What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 674,492,000 | 680,895,000 | 677,964,000 | 678,173,000 |
| Total loans | 371,337,000 | 375,402,000 | 383,850,000 | 401,649,000 |
| Allowance for loan losses | 5,413,000 | 5,392,000 | 5,307,000 | 5,280,000 |
| Securities available for sale | 196,055,000 | 190,351,000 | 183,931,000 | 183,475,000 |
| Securities held to maturity | 49,982,000 | 49,440,000 | 48,644,000 | 47,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,866,000 | 524,653,000 | 536,569,000 | 519,991,000 |
| Interest-bearing deposits | 326,224,000 | 327,609,000 | 333,902,000 | 325,137,000 |
| Noninterest-bearing deposits | 197,642,000 | 197,044,000 | 202,667,000 | 194,854,000 |
| Equity capital | 48,781,000 | 47,319,000 | 45,545,000 | 51,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,730,000 | 13,824,000 | 21,259,000 | 29,165,000 |
| Interest expense | 2,288,000 | 4,915,000 | 7,664,000 | 10,485,000 |
| Net interest income | 4,442,000 | 8,909,000 | 13,595,000 | 18,680,000 |
| Noninterest income | 1,252,000 | 2,507,000 | 3,798,000 | 5,086,000 |
| Noninterest expense | 4,635,000 | 9,129,000 | 13,795,000 | 18,638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 847,000 | 2,075,000 | 3,386,000 | 4,916,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 847,000 | 2,075,000 | 3,386,000 | 4,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,637,000 | 62,863,000 | 62,676,000 | 62,706,000 |