Call reports 2021
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2021
What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 606,052,000 | 611,551,000 | 604,095,000 | 615,559,000 |
| Total loans | 362,938,000 | 361,587,000 | 353,342,000 | 353,143,000 |
| Allowance for loan losses | 5,593,000 | 5,736,000 | 5,777,000 | 5,615,000 |
| Securities available for sale | 148,266,000 | 165,186,000 | 162,300,000 | 166,911,000 |
| Securities held to maturity | 45,709,000 | 45,274,000 | 44,668,000 | 47,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,131,000 | 509,720,000 | 506,135,000 | 519,071,000 |
| Interest-bearing deposits | 335,237,000 | 329,980,000 | 322,365,000 | 324,087,000 |
| Noninterest-bearing deposits | 177,894,000 | 179,740,000 | 183,770,000 | 194,984,000 |
| Equity capital | 52,122,000 | 53,031,000 | 51,398,000 | 57,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,260,000 | 10,878,000 | 16,673,000 | 22,062,000 |
| Interest expense | 269,000 | 500,000 | 684,000 | 852,000 |
| Net interest income | 4,991,000 | 10,378,000 | 15,989,000 | 21,210,000 |
| Noninterest income | 1,068,000 | 2,170,000 | 3,309,000 | 4,504,000 |
| Noninterest expense | 4,353,000 | 8,807,000 | 13,440,000 | 18,141,000 |
| Provision for loan losses | 150,000 | 300,000 | 350,000 | 350,000 |
| Pretax income | 1,556,000 | 3,441,000 | 5,508,000 | 7,223,000 |
| Income tax | 42,000 | 109,000 | 125,000 | 0 |
| Net income | 1,514,000 | 3,332,000 | 5,383,000 | 7,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,816,000 | 56,384,000 | 54,370,000 | 56,209,000 |
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