Call reports 2020
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2020
What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 561,815,000 | 586,179,000 | 581,315,000 | 577,104,000 |
| Total loans | 343,437,000 | 370,441,000 | 372,479,000 | 364,232,000 |
| Allowance for loan losses | 4,789,000 | 5,038,000 | 5,268,000 | 5,527,000 |
| Securities available for sale | 105,727,000 | 121,899,000 | 112,917,000 | 125,019,000 |
| Securities held to maturity | 49,647,000 | 46,523,000 | 45,035,000 | 40,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,006,000 | 477,739,000 | 483,405,000 | 483,105,000 |
| Interest-bearing deposits | 326,962,000 | 317,048,000 | 317,554,000 | 322,174,000 |
| Noninterest-bearing deposits | 137,045,000 | 160,691,000 | 165,851,000 | 160,931,000 |
| Equity capital | 53,441,000 | 57,403,000 | 58,096,000 | 53,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,400,000 | 10,714,000 | 15,913,000 | 21,226,000 |
| Interest expense | 890,000 | 1,439,000 | 1,824,000 | 2,134,000 |
| Net interest income | 4,510,000 | 9,275,000 | 14,089,000 | 19,092,000 |
| Noninterest income | 1,086,000 | 2,093,000 | 3,205,000 | 4,343,000 |
| Noninterest expense | 4,106,000 | 8,169,000 | 12,339,000 | 16,812,000 |
| Provision for loan losses | 160,000 | 400,000 | 640,000 | 880,000 |
| Pretax income | 1,350,000 | 2,819,000 | 4,336,000 | 5,773,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,350,000 | 2,819,000 | 4,336,000 | 5,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,638,000 | 55,158,000 | 55,724,000 | 55,552,000 |