Call reports 2018
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2018
What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 513,463,000 | 508,530,000 | 516,735,000 | 510,897,000 |
| Total loans | 296,631,000 | 305,364,000 | 327,509,000 | 329,353,000 |
| Allowance for loan losses | 3,987,000 | 4,016,000 | 4,067,000 | 4,246,000 |
| Securities available for sale | 104,671,000 | 99,901,000 | 86,876,000 | 81,042,000 |
| Securities held to maturity | 70,570,000 | 69,768,000 | 68,517,000 | 67,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,960,000 | 410,526,000 | 417,871,000 | 411,145,000 |
| Interest-bearing deposits | 287,320,000 | 272,040,000 | 270,235,000 | 260,386,000 |
| Noninterest-bearing deposits | 141,640,000 | 138,486,000 | 147,636,000 | 150,759,000 |
| Equity capital | 47,401,000 | 48,046,000 | 48,525,000 | 50,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,787,000 | 9,855,000 | 15,096,000 | 20,563,000 |
| Interest expense | 496,000 | 1,118,000 | 1,859,000 | 2,681,000 |
| Net interest income | 4,291,000 | 8,737,000 | 13,237,000 | 17,882,000 |
| Noninterest income | 1,084,000 | 2,309,000 | 3,390,000 | 4,480,000 |
| Noninterest expense | 3,729,000 | 7,536,000 | 11,246,000 | 15,009,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 500,000 |
| Pretax income | 1,541,000 | 3,300,000 | 5,029,000 | 6,697,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,541,000 | 3,300,000 | 5,029,000 | 6,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,897,000 | 49,776,000 | 50,625,000 | 51,412,000 |
| Total capital | 52,884,000 | 53,792,000 | 54,692,000 | 55,658,000 |
| Risk-weighted assets | 330,677,000 | 338,011,000 | 354,040,000 | 357,190,000 |