Call reports 2017
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2017
What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 497,446,000 | 506,876,000 | 517,238,000 | 504,559,000 |
| Total loans | 281,070,000 | 285,316,000 | 291,442,000 | 293,212,000 |
| Allowance for loan losses | 3,619,000 | 3,720,000 | 3,858,000 | 3,880,000 |
| Securities available for sale | 105,651,000 | 106,500,000 | 109,921,000 | 106,119,000 |
| Securities held to maturity | 72,309,000 | 71,762,000 | 71,128,000 | 69,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,432,000 | 410,726,000 | 425,577,000 | 422,651,000 |
| Interest-bearing deposits | 289,522,000 | 283,753,000 | 296,225,000 | 288,694,000 |
| Noninterest-bearing deposits | 121,910,000 | 126,973,000 | 129,352,000 | 133,957,000 |
| Equity capital | 45,584,000 | 46,813,000 | 47,320,000 | 47,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,348,000 | 8,916,000 | 13,760,000 | 18,541,000 |
| Interest expense | 327,000 | 697,000 | 1,154,000 | 1,635,000 |
| Net interest income | 4,021,000 | 8,219,000 | 12,606,000 | 16,906,000 |
| Noninterest income | 1,097,000 | 2,067,000 | 3,079,000 | 4,190,000 |
| Noninterest expense | 3,879,000 | 7,481,000 | 11,152,000 | 14,793,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 1,089,000 | 2,506,000 | 4,084,000 | 5,804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,089,000 | 2,506,000 | 4,084,000 | 5,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,730,000 | 46,268,000 | 46,966,000 | 48,236,000 |
| Total capital | 49,349,000 | 49,988,000 | 50,824,000 | 52,116,000 |
| Risk-weighted assets | 320,774,000 | 326,001,000 | 328,682,000 | 325,849,000 |