Call reports 2016
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2016
What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 503,602,000 | 494,367,000 | 490,733,000 | 491,032,000 |
| Total loans | 246,859,000 | 263,512,000 | 270,190,000 | 282,122,000 |
| Allowance for loan losses | 3,131,000 | 3,209,000 | 3,347,000 | 3,483,000 |
| Securities available for sale | 150,861,000 | 124,211,000 | 116,111,000 | 106,894,000 |
| Securities held to maturity | 72,269,000 | 71,570,000 | 69,973,000 | 66,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,552,000 | 399,228,000 | 398,048,000 | 404,804,000 |
| Interest-bearing deposits | 296,637,000 | 286,982,000 | 283,099,000 | 287,745,000 |
| Noninterest-bearing deposits | 122,915,000 | 112,246,000 | 114,949,000 | 117,059,000 |
| Equity capital | 46,164,000 | 46,899,000 | 47,051,000 | 45,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,150,000 | 8,412,000 | 12,659,000 | 17,006,000 |
| Interest expense | 288,000 | 589,000 | 885,000 | 1,192,000 |
| Net interest income | 3,862,000 | 7,823,000 | 11,774,000 | 15,814,000 |
| Noninterest income | 1,028,000 | 2,044,000 | 3,099,000 | 4,139,000 |
| Noninterest expense | 3,593,000 | 7,185,000 | 10,740,000 | 14,228,000 |
| Provision for loan losses | 75,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 1,232,000 | 2,700,000 | 4,023,000 | 5,465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,232,000 | 2,700,000 | 4,023,000 | 5,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,928,000 | 44,516,000 | 44,959,000 | 45,521,000 |
| Total capital | 47,059,000 | 47,725,000 | 48,306,000 | 49,004,000 |
| Risk-weighted assets | 298,772,000 | 311,149,000 | 311,733,000 | 319,804,000 |