Call reports 2015
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2015
What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 507,917,000 | 505,702,000 | 495,928,000 | 505,128,000 |
| Total loans | 216,880,000 | 214,166,000 | 223,142,000 | 246,935,000 |
| Allowance for loan losses | 2,950,000 | 3,012,000 | 3,049,000 | 3,081,000 |
| Securities available for sale | 190,622,000 | 183,468,000 | 169,711,000 | 154,260,000 |
| Securities held to maturity | 58,224,000 | 61,897,000 | 65,158,000 | 66,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,681,000 | 413,987,000 | 412,899,000 | 411,619,000 |
| Interest-bearing deposits | 298,519,000 | 294,975,000 | 293,313,000 | 294,417,000 |
| Noninterest-bearing deposits | 127,162,000 | 119,012,000 | 119,586,000 | 117,202,000 |
| Equity capital | 45,523,000 | 45,265,000 | 45,986,000 | 45,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,024,000 | 8,070,000 | 12,098,000 | 16,235,000 |
| Interest expense | 238,000 | 482,000 | 753,000 | 1,037,000 |
| Net interest income | 3,786,000 | 7,588,000 | 11,345,000 | 15,198,000 |
| Noninterest income | 1,066,000 | 2,278,000 | 3,472,000 | 4,574,000 |
| Noninterest expense | 3,498,000 | 6,947,000 | 10,476,000 | 13,983,000 |
| Provision for loan losses | 60,000 | 120,000 | 165,000 | 210,000 |
| Pretax income | 1,288,000 | 2,812,000 | 4,224,000 | 5,626,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,288,000 | 2,812,000 | 4,224,000 | 5,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,873,000 | 42,523,000 | 43,054,000 | 43,576,000 |
| Total capital | 44,823,000 | 45,535,000 | 46,103,000 | 46,657,000 |
| Risk-weighted assets | 278,873,000 | 277,735,000 | 287,600,000 | 310,434,000 |
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