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Call reports 2006

FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE — 2006

What FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/76e6b583-b48b-432b-95ac-2907453513e8/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets286,118,000288,803,000288,908,000293,959,000
Total loans138,084,000137,665,000131,810,000139,462,000
Allowance for loan losses2,573,0002,597,0002,627,0002,305,000
Securities available for sale119,527,000112,868,000122,655,000123,459,000
Securities held to maturity5,388,0005,387,0004,481,0004,455,000
Trading assets0000
Total deposits230,076,000226,328,000228,004,000221,086,000
Interest-bearing deposits172,215,000164,435,000169,679,000166,118,000
Noninterest-bearing deposits57,861,00061,893,00058,325,00054,968,000
Equity capital23,647,00022,427,00024,011,00025,655,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income3,917,0007,956,00012,053,00016,300,000
Interest expense1,117,0002,405,0003,825,0005,397,000
Net interest income2,800,0005,551,0008,228,00010,903,000
Noninterest income789,0001,672,0002,480,0003,334,000
Noninterest expense2,622,0005,174,0007,703,00010,331,000
Provision for loan losses30,00060,00090,0000
Pretax income937,0001,989,0002,762,0003,753,000
Income tax2,0002,0002,0002,000
Net income935,0001,987,0002,760,0003,751,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital23,079,00023,316,00023,375,00024,165,000
Total capital25,229,00025,431,00025,430,00026,319,000
Risk-weighted assets171,574,000168,732,000163,829,000172,132,000

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