Call reports 2026
GULF COAST BUSINESS BANK — 2026
What GULF COAST BUSINESS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 192,219,000 | 186,552,000 |
| Total loans | 151,385,000 | 157,996,000 |
| Allowance for loan losses | 1,985,000 | 2,054,000 |
| Securities available for sale | 5,374,000 | 5,069,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 166,132,000 | 160,284,000 |
| Interest-bearing deposits | 139,000,000 | 134,893,000 |
| Noninterest-bearing deposits | 27,132,000 | 25,391,000 |
| Equity capital | 25,542,000 | 25,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,210,000 | 6,382,000 |
| Interest expense | 1,259,000 | 2,578,000 |
| Net interest income | 1,951,000 | 3,804,000 |
| Noninterest income | 190,000 | 276,000 |
| Noninterest expense | 1,761,000 | 3,504,000 |
| Provision for loan losses | 34,000 | 102,000 |
| Pretax income | 346,000 | 474,000 |
| Income tax | 89,000 | 125,000 |
| Net income | 257,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,435,000 | 24,590,000 |