Call reports 2024
GULF COAST BUSINESS BANK — 2024
What GULF COAST BUSINESS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 86,602,000 | 92,015,000 | 102,750,000 | 111,680,000 |
| Total loans | 63,402,000 | 69,360,000 | 74,650,000 | 87,468,000 |
| Allowance for loan losses | 850,000 | 902,000 | 970,000 | 1,137,000 |
| Securities available for sale | 7,659,000 | 7,324,000 | 7,257,000 | 6,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,004,000 | 73,841,000 | 84,699,000 | 94,322,000 |
| Interest-bearing deposits | 54,902,000 | 61,802,000 | 68,678,000 | 75,389,000 |
| Noninterest-bearing deposits | 13,102,000 | 12,039,000 | 16,021,000 | 18,933,000 |
| Equity capital | 17,654,000 | 17,161,000 | 16,945,000 | 16,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,917,000 | 4,583,000 | 6,337,000 |
| Interest expense | 515,000 | 1,084,000 | 1,744,000 | 2,436,000 |
| Net interest income | 886,000 | 1,833,000 | 2,839,000 | 3,901,000 |
| Noninterest income | 18,000 | 39,000 | 81,000 | 116,000 |
| Noninterest expense | 1,451,000 | 2,916,000 | 4,330,000 | 5,645,000 |
| Provision for loan losses | 210,000 | 262,000 | 339,000 | 506,000 |
| Pretax income | -823,000 | -1,372,000 | -1,815,000 | -2,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -823,000 | -1,372,000 | -1,815,000 | -2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,874,000 | 17,370,000 | 16,967,000 | 16,626,000 |
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